Introducing the Jo-Ann Platinum MasterCard

* You will receive 1,000 points, redeemable for a $10 creative cash ^TM Gift Card, after you make your first purchase, balance transfer, or cash advance. Please see Terms and Conditions for complete information on the Jo-Ann MasterCard Rewards Program.

** Please see Terms and Conditions for the complete information on the Jo-Ann MasterCard Rewards Program.

† The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 6 billing cycles after the account is opened and requires that you maintain your current level of credit performance and that timely payments are received. Please see Terms and Conditions for the Jo-Ann Rewards MasterCard for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. A balance transfer fee applies to all Balance Transfers and Convenience Checks: During the introductory period: 3% of the amount of each transfer or check, with a minimum fee of $5 and a maximum fee of $50; After the introductory period, 3% of the amount of each transfer or check with a minimum fee of $5.

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